Tiny Homes: One Way to Pay Cash for a Homestead

Have you seen this?? People living in tiny homes? Like, homes smaller than most people’s bathrooms?

I must say, I’m intrigued.


Even worse, me and the hubs are actually considering this!

But WOW they are tiny!

I’m all for efficiency and minimalism but I like to cook- where would I put my pots and pans? If it were just me and my husband, I would totally live in something like this but I have a family now- where would I homeschool my daughter?

But gosh, they are so new and clean and you can even build them yourself. And they’re constructed with such high-quality materials. I’d rather live in a tiny, clean, new place than a big, old, dirty one.

No. What am I thinking? It would never work. Who can live in something this small?  It’s insane! Where would I store my food storage and preps?

But dang, they are so darn cute. I could however totally live in something like this or this, and oohh, that’s sweet! And have you seen Ikea’s take on the tiny home? Love me some Ikea, that’s for sure!

Okay, enough with the back and forth already.

Why I’m Considering Such a Small Home

You’re probably wondering why I’m even entertaining the idea of living in such cramped quarters. Well, I shall tell you:

Me and the hubs have vowed to never, NEVER borrow money again. Ever. Not even to purchase a house or a piece of land.

So, how will we ever be able to afford a homestead you ask?

By doing it the old-fashioned way- saving up for it and buying or building something that is actually within your means. Even if it that means it’s tiny.

Sounds a little unnecessary especially with the market being so low (and expected to go lower) but that’s how serious we are about debt and (truly) owning a residence. When you finance a home you don’t own it until you completely pay it off…30+ years later.

In my opinion, when you take out a mortgage, you only own the financial risk involved in that transaction- not an actual home.

At this point in time, we will only be able to realistically save about $30k for a homestead (anything more will take way to long to save for).  That would be $10k to $15k for a home (a tiny built home or a mobile home) and $10k to $15k for a few acres of land.

The main reason we are considering a mobile home or one of these tiny homes is so we can get rid of our rent payments as soon as possible. If we owned the place and didn’t have to pay rent, we could then save for a larger homestead a whole lot quicker.

What do you think? Would ever live in something this tiny? 

Check out more tiny homes at Tumbleweed Tiny House Company

Photo Credit: RowdyKittens


  1. That is kinda cool, but I dunno about living in one on a permanent basis. Maybe one of the bigger cottage ones, while I may have to see about buying a set of plans for the box ones. I think that would be a fun project and also cooler than a RV.

    The one floating in the lake is insane, that would be a very cool vacation haha.

    1. Yeah, the cottage ones are nice but I could not live in the smaller ones on a permanent basis either.  It’s just an option for a rent-free residence. We’d live in it for just a couple of years so we could save for something larger. It’s between this and a mobile home. Both have their pluses and minuses.  I think my husband would have fun building it too but it’s obviously more work than just buying a mobile home or RV. 

  2. Yeah i think I convinced my other to try a 30 day challenge in one of these… we have 3 small dogs though. might not work

    1. Hi RationalSurvivor! What do you mean by 30 day challenge? I know, we have a one small dog, so there’s a chance it could work but 3 is definitely pushing it.  

  3. Hi yes I have lived in tiny places a fair bit in my life. both on and off the grid. My parents were Vietnam war era draft dodgers and homesteaders who moved to a small boat access only island off the coast of Vancouver island in BC, Canada. So I grew up in a sort of hippie community. It was a wonderful life- our house was 10X12 with a loft. Eventually us kids slept in a shed right across from the cabin but when we were small we all slept there. Only a family of four. Basically my mum got all her homesteading housework ie canning, preserving, cheese making etc done in the cabin and we kids were not allowed in the house much during the day except to help out. We had a barn and a woodshed to play in in rainy weather. Since those days I have lived in many tiny cabins including on boats. Really it comes down to how much stuff do you actually need? I do enjoy hot running water though and obviously have some access to the internet at this time. PS we bathed outside in a bathtub that we built a fire underneath to heat the water- it is a great way to get clean. The other thing I want to say is ask yourself how much space and junk do average people all over the world have- a lot less than most north americans!!
    Cheers, Heather

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