15 Lessons I Learned While Paying Off $60k Of Debt

By December of this year, my husband and I will have paid off $61,000 in debt. It took us 4 years on one very modest income to pay off an assortment of consumer debts. The last debt we have been repaying- and the biggest- has been my student loans. They totaled $36,000 and included three private loans and one Sallie Mae loan. These last four years has been a time of regret but also opportunity. Below is a list of lessons I’ve learned while breaking the “bondage” of debt. 1. Patience Four years is long time to wait for something. […]

Economic 9/11 Series: How I’m Financially Preparing

Unless you have your head in the sand or you’re busy watching Jersey Shore you know the instability the world is in right now. I’m expecting an economic 9/11 to happen here in America. Could I be wrong? Sure, but I don’t think I am. Look around. Read between the lines. Something’s going on. Of course, I don’t know when it’s gonna happen but for a lot of families it already has. In these next couple of posts I’m gonna discuss how I’m financially, practically, physically, and spiritually preparing for economic hard times that seem to be just around the […]

5 Things I Thought I Couldn’t Live Without

I’m not sure about you but I hate consumerism. Sure, we all need some things to live comfortably but one day I looked around and felt that I was being suffocated by stuff. I also got sick of giving everybody my money every payday. Below is a short list of things I’ve given up. Some with relative ease and others, not so much. This list has not stopped here either; I’m always looking around for things to purge to make life a little simpler or to live within my means a little better. 1. Cable TV This was by far the easiest of the […]